Your Income as a Starting Point

Planaberry uses your current income as a reference for your retirement planning.

It provides a good indication of the lifestyle you may want to maintain later in life.

Based on your assumptions, Planaberry estimates your future retirement needs.

Chart showing an exemplary comparison of last salary before retirement and estimated retirement needs.
Chart showing the resulting gap between estimated retirement needs and expected statutory pension.

Needs vs. Statutory Pension

Planaberry then compares your estimated needs with your expected statutory pension.

This makes it clear how much of your retirement needs may already be covered and where a potential gap could remain.

You can immediately see how both figures relate to each other and whether additional retirement savings may be needed.

Why This Matters

Because Saving Without a Target Is Not a Plan

A clear starting point is essential for any retirement strategy.

The needs analysis helps you understand:

  • how much income you may need in retirement
  • how much may be covered by the statutory pension
  • whether a retirement gap remains that you may want to close with other assets